No. They are employed exclusively by You, the Policyholder, not an insurance company.
A physical inventory is taken, appraisals are gathered according to your policy requirements, and facts are gathered to make sure all provisions in your policy are properly fulfilled. This often requires many steps which you might not be aware of, but can make a significant difference in the adjustment amount of your loss.
They are experts that you may turn to when technical matters arise. They care are about YOUR interests. Because PA have broad experience in many types of losses and have represented diverse clients, they have specialized knowledge to help you prepare your claim to receive the fullest extent of insurance coverage that your policy provides. […]
Yes. Your licensed public insurance adjuster must be tested, licensed, bonded and authorized to practice his/her profession. When you deal with a licensed public insurance adjust you can be confident that your claim is being adjusted by a fully qualified professional.
Yes. Your PA will evaluate the facts and prepare your claim speedily. In fact their prompt service and vast knowledge can often preserve evidence that otherwise would be overlooked or destroyed. The more thorough and complete your claim is compiled and prepared, the faster your PA can accomplish an equitable and satisfactory adjustment for you […]
Your PA charges a percentage of the amount your insurance company’s settlement is with you. By seeking to maximize your settlement, your PA can save you the cost of their fees, at the very least!
Promptly report the loss to the agent or broker, or directly to the insurance company. And immediately engage the services of a public insurance adjuster to represent you and your best interest. Your PA will give you expert counsel on how to proceed during this upsetting and tumultuous situation.
Yes. They will assist you in any claims that you have due to windstorm, flood, vandalism, and any other insured losses that may occur. (inland marine, business interruption, rental income, improvements and betterment, commission and profit, reporting forms, additional expenses, etc).
No! It they were to do so, they would become a representative of the insurance company. They would no longer represent you exclusively and independently!
Public Insurance Adjusters are licensed by the state, and are required to pass an insurance exam to be able to practice insurance adjusting. In addition, they are required to take continuing education on a regular basis.
You will have the advantage of an expert in insurance adjusting assisting and representing you as he handles the many technical problems that can occur during a claim adjustment. In addition, your PA will relieve you of the many time consuming and difficult matters involved in preparing and filing a claim. He helps you receive […]
Sure. But just like a tax accountant is an expert in his field, the public insurance adjuster has many years of experience, training, and knowledge about insurance policies that a normal policyholder does not have. When is the last time you read your policy? If you did read it, did you understand it? The PA […]
The typical fire policy contains hundreds of provisions and stipulations and various forms and riders that are constantly changing. There are many complex details that are required to be met in the case of a loss. Most people do not know or understand the policy provisions and that the burden of proof for their loss […]
This depends upon the type and amount of insurance you carry. It also depends on Your expertise or Your Representative, not just the insurance company adjusters. A qualified expert working for you will be sure you receive ALL that your policy entitles you.
Insurance companies offer to pay what is due to you according to how THEY see your property damage. Your Public Insurance Adjuster is working for YOU and will have experience and knowledge to better obtain a more favorable adjustment, for YOU, the insured whom he is representing.
Your PA will assist you in every phase of preparing and presenting your claim to the insurance company. He will see you receive a prompt and thorough settlement giving you ALL that your insurance coverage entitles you to.
A public insurance adjuster (PA) is an authority on loss adjustments who works for YOU, the policyholder, in preparing, filing, and adjusting your insurance claim.