Water damage is one of the most common and costly issues homeowners face. Whether it’s a burst pipe and flooding in the middle of winter or unexpected flooding from heavy rains, the effects can be devastating. Understanding how to prevent these disasters can save you thousands of dollars in repairs and insurance claims. As experienced public adjusters serving Pennsylvania (PA), West Virginia (WV), and Maryland (MD), A H Neaman Company is here to help homeowners navigate the complexities of insurance claims and ensure they receive the maximum compensation for their losses.

Why Water Losses Happen

Water damage can stem from a variety of sources, including:

• Frozen and burst pipes – Common in colder climates when temperatures drop below freezing.
• Plumbing failures – Old or corroded pipes can develop leaks or burst unexpectedly.
• Roof leaks – Heavy rain, snow, or poor maintenance can lead to leaks.
• Sump pump failures – If your sump pump malfunctions, your basement could flood during storms.
• Sewer backups – Blocked or overwhelmed sewer lines can push water back into your home.

Understanding these risks is the first step in preventing costly water damage.

How to Prevent Burst Pipes

Burst pipes are a leading cause of water damage, especially in the winter. Here’s how you can prevent them:

1. Insulate Your Pipes

Pipes in unheated areas, such as basements, attics, and garages, are particularly vulnerable to freezing. Use pipe insulation or heating tape to keep them warm.

2. Keep Your Home Heated

Maintain indoor temperatures above 55°F, even when you’re away. This helps prevent pipes from freezing.

3. Let Faucets Drip in Cold Weather

Allowing a slight trickle of water to run through your pipes can relieve pressure and prevent freezing.

4. Seal Leaks and Drafts

Cold air can seep into your home through gaps and cracks. Seal any openings around doors, windows, and where pipes enter the home.

5. Shut Off and Drain Outdoor Faucets

Before winter, disconnect garden hoses and shut off outdoor water supply lines to prevent freezing and bursting.

How to Protect Your Home from Flooding

Flooding can happen quickly, causing major damage. Take these steps to minimize your risk:

1. Maintain Your Gutters and Downspouts

Clogged gutters can cause water to overflow and pool around your foundation. Clean them regularly and ensure downspouts direct water at least 5 feet away from your home.

2. Install a Sump Pump with a Backup

A sump pump is crucial for preventing basement flooding. Make sure it’s functioning properly and consider a battery backup in case of power outages.

3. Grade Your Yard Away from the Home

Ensure your landscaping slopes away from your house to prevent water from accumulating around your foundation.

4. Install a Water Alarm

A water alarm detects leaks early, allowing you to take action before major damage occurs.

5. Check for Foundation Cracks

Seal any cracks in your home’s foundation to prevent water from seeping into your basement.

What to Do If You Experience Water Damage

Despite the best prevention efforts, water damage can still occur. If it happens to you, take these immediate steps:

1. Shut Off the Water Supply – If a pipe bursts, turn off the main water supply to prevent further damage.
2. Document the Damage – Take photos and videos of all affected areas and damaged items.
3. Remove Excess Water – Use towels, buckets, or a wet/dry vacuum to remove standing water.
4. Contact A H Neaman Company – As professional public adjusters in PA, WV, and MD, we specialize in handling water damage claims and ensuring homeowners receive full compensation from their insurance providers.
5. Start the Drying Process – Use fans and dehumidifiers to dry out the affected areas as soon as possible.

Why You Need a Public Adjuster for Water Damage Claims

Filing a water damage claim can be complex, and insurance companies often try to minimize payouts. A public adjuster like A H Neaman Company can:

• Evaluate your policy to ensure coverage applies.
• Assess the full extent of your damage and properly document your claim.
• Negotiate with the insurance company to secure the maximum payout.
• Ensure all covered repairs and replacements are included in the settlement.

With our expertise, you don’t have to navigate the claims process alone. We work for you, not the insurance company.

Call A H Neaman Company for Help

If you’re dealing with water damage from burst pipes, flooding, or leaks, don’t let your insurance company dictate your compensation. Call A H Neaman Company today! Our team of experienced public adjusters in PA, WV, and MD is here to fight for your rights and ensure you get the settlement you deserve.

Contact us today for a free consultation and let us help you protect your home and finances.