Frozen pipes and insurance claims are a common issue for homeowners in colder climates, and they can lead to severe water damage if they burst. When water freezes inside pipes, it expands, putting immense pressure on the pipe walls. If the pipe cannot withstand the pressure, it will crack or burst, leading to flooding and costly repairs.

If you’re a homeowner in Pennsylvania, West Virginia, or Maryland, it’s crucial to understand how to prevent frozen pipes and what to do if they cause damage. At A H Neaman Company, we specialize in assisting homeowners with insurance claims related to water damage from burst pipes. Here’s what you need to know.

How to Prevent Frozen Pipes

1. Insulate Your Pipes

Exposed pipes in basements, attics, garages, and exterior walls are at the highest risk of freezing. Insulate these pipes with foam sleeves or heat tape to keep them warm.

2. Keep the Heat On

Maintain a consistent indoor temperature of at least 55°F, even when you’re away from home. This helps prevent the water inside your pipes from freezing.

3. Let Faucets Drip

Allowing a slow drip from faucets connected to exposed pipes can relieve pressure and prevent freezing.

4. Seal Cracks and Openings

Seal gaps around windows, doors, and where pipes enter the home to prevent cold air from reaching them.

5. Open Cabinet Doors

Keeping cabinet doors open under sinks allows warm air to circulate around the pipes.

6. Disconnect Outdoor Hoses

Drain and disconnect hoses from outdoor faucets to prevent ice from forming inside the pipes.

What to Do If Your Pipes Freeze

1. Turn Off the Water Supply

If you suspect a frozen pipe, shut off the main water valve to prevent potential flooding when the pipe thaws.

2. Thaw the Pipe Safely

Use a hairdryer, heating pad, or warm towels to gradually thaw the frozen section. Never use an open flame, as it could cause further damage or start a fire.

3. Check for Leaks

Once the pipe is thawed, turn the water back on slowly and check for any cracks or leaks. If you notice damage, shut off the water immediately and call a professional.

4. Document Any Damage

Take photos and videos of the affected areas, including any visible cracks in the pipes or water damage. This documentation will be crucial for your insurance claim.

Filing an Insurance Claim for Burst Pipes

1. Review Your Insurance Policy

Not all insurance policies cover damage from frozen pipes. Review your policy to understand the coverage limits and any exclusions.

2. Report the Damage Promptly

Contact your insurance provider as soon as possible to report the incident. Most policies require timely reporting for claims to be processed.

3. Mitigate Further Damage

Take immediate steps to prevent additional damage, such as drying out the affected areas and using fans or dehumidifiers. Most policies require homeowners to mitigate losses to qualify for coverage.

4. Get a Professional Inspection

A licensed contractor or plumber should inspect the damage and provide an estimate for repairs. Their report will help substantiate your claim.

5. Work with a Public Insurance Adjuster

Insurance companies often minimize payouts, leaving homeowners to cover the rest. A public adjuster, like A H Neaman Company, can help ensure you receive the full compensation you’re entitled to. We assist homeowners in PA, WV, and MD with navigating complex insurance claims, gathering documentation, and negotiating fair settlements.

Why Choose A H Neaman Company?

At A H Neaman Company, we specialize in helping homeowners recover from water damage caused by frozen pipes. Our experienced public adjusters work on your behalf to ensure you get the maximum payout from your insurance claim. We handle the entire claims process, from documentation to negotiations, so you can focus on restoring your home.

Call Us Today!

If you’re dealing with damage from frozen pipes or need assistance with your insurance claim, don’t wait. Call A H Neaman Company today and let our experts help you get the compensation you deserve!

By taking proactive steps and knowing how to navigate the insurance claims process, you can protect your home and finances from the devastating effects of frozen pipes. Let A H Neaman Company be your trusted partner in insurance claims and property restoration.